📘 How to Receive Money from Google AdSense

Google AdSense is the platform that pays you for showing ads on your website, YouTube channel, or app. Once you start earning, you need to set up payment correctly to actually receive your money.

🔹 Step 1: Meet AdSense Eligibility

Before receiving payments, you must:

1. Have a Google AdSense-approved account.
2. Earn at least $10 USD to receive a verification PIN.
3. Reach $100 USD minimum payment threshold to get paid.

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🔹 Step 2: Add Your Payment Information

1. Log in to Google AdSense.
2. Go to Payments → Payment Information.
3. Add your details:
   • Full Name (must match your bank account).
   • Address (used for sending the verification PIN).
   • Tax Information (required in some countries, e.g., W-8BEN for non-US publishers).

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🔹 Step 3: Verify Your Address (PIN Verification)

• When your earnings reach $10 USD, Google mails you a PIN code to your physical address.
• Enter the PIN into your AdSense account to verify your address.
• You must verify within 4 months, or payments will be put on hold.

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🔹 Step 4: Choose Your Payment Method

Go to Payments > Manage Payment Methods, then select one of these options (depends on your country):

✅ Bank Transfer (Wire Transfer / EFT) → Most common & fastest.
✅ Check (Cheque) → Takes weeks, available in limited countries.
✅ Western Union Quick Cash → Discontinued in most regions after 2021.
✅ SEPA Transfer (Europe).

Best Option: Add your bank account for direct deposit.

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🔹 Step 5: Verify Your Bank Account (If Required)

• In some countries, Google sends a small test deposit (like $0.10–$1.00) to your account.
• You enter the exact amount in AdSense to confirm ownership.

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🔹 Step 6: Reach Payment Threshold ($100 USD)

• Google only sends payment when your finalized earnings reach $100 USD or more.
• If you don’t reach $100, your balance carries over to the next month.

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🔹 Step 7: Google AdSense Payment Schedule

• Earnings are finalized on the 3rd of every month.
• Payments are issued between 21st – 26th of the month.
• Example:
  • You earn $150 in August.
  • Earnings finalize on Sept 3rd.
  • Payment is sent around Sept 21–26.

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🔹 Step 8: Receiving the Money

• If you set up bank transfer → Money arrives 2–7 business days after Google issues payment.
• If by check → May take 2–6 weeks.

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🔹 Step 9: Keep Track of Payment Status

• Log in to AdSense → Payments → View Transactions.
• Status types:
  • Issued = Google sent payment.
  • In Progress = Processing.
  • Pending = Waiting for threshold.

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🔹 Step 10: Local Taxes & Currency Conversion

• Payments are sent in your local currency (depending on country).
• Banks may charge conversion fees.
• Keep tax information updated to avoid issues.

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⚡ Quick Example (Zimbabwe with USD Bank Account)

1. Add your USD bank account (local or international).
2. Google issues payment around 21–26th.
3. Your bank processes it, and you receive funds in USD or converted currency.
4. Withdraw cash via your bank.

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✅ That’s the full process from signup → PIN → bank → payout.